Another update:
I tried just troubleshooting the hardware itself. I figured it could be either stick of RAM or possibly the slots themselves.
I took 1 stick out and left 1 stick in. Still BSOD so I exchanged it with the other stick and it crashed as well.
So I tried one in the 3rd slot (originally had them in dimm slots 1 and 3 for dual channel so I thought since they BOTH failed in dimm 1 it could just be the slot) but they both failed in that slot too.
Then I figured it could, possibly, be both the slots. So I moved them to dimm's 2 and 4 and it still crashed. So, either all slots are bad, or the dimms are bad.
Of course this could be a driver problem, but I still can't fathom downloading a bad driver from nVidia three times.
I also cleaned out the case in the middle of the ram testing process. There wasn't much dust but I thought possibly a piece was in the PCI-E slot or something, it was pretty clean though.
I'm pretty stumped on what this could be. I can browse the web, watch movies, play music, and anything of that sort just fine, but games seem to crash me.