Knowledge does not equal income. Heck, I don't even work with computers. This is mainly a hobby of mine.
I am a family man, with a daughter who is a senior in high school, and a wife who is taking care of her 90 yr old grandmother. Extra moolah is tight.
I'm hoping to be hearing back from where I used to work about the retirement I had built up. If that comes through... well, I won't count my chickens before they hatch.