muz
Golden Master
- Messages
- 6,928
none of this is disagreeing with what I said though?
Agreed , There will always be lazy people a recession doesn't change the number of lazy people who exist it merely just gives those lazy people yet another excuse for not working . You see after every recession the unemployment figure falling as all those that wanted to work find work ,yet there are always still a lazy few who dont find work . but chances are they never worked before it and wont work after it. Its a shame that people have been brought up not to value going out and earning money for themselves where they can .
I think at state/local level flood defenses should be provided paid for partly by a tax on buying or building property in affected areas.
When it comes to the actual rebuilding I agree that the person should be responsible for purchasing suitable insurance that protects against the risk .
However what happens when the cost of insurance rises in response to the prevalent risk of flooding and people can no longer afford to insure their property ?
For that reason and out of recognition of the fact that sometimes people buy houses thinking they are safe then years possibly even decades down the line their home does start getting regularly flooded I think there should be a government crisis loan type method of assistance available . Whereby you are provided with the necessary resources to move but the money to relocate is a loan .
Either that or you take steps to regulate insurers providing insurance against natural disasters etc etc so that they cannot charge unaffordable premiums , however this would only work so far until insurers see that it is not a profitable business for them anymore .
Because lets face it if you own a home that regularly gets flooded its going to be near impossible to sell it , and the more times it gets flooded the higher your insurance premium rises until you cannot afford to live there anymore or at least cannot insure your property against flood but have no choice because you cant sell up and leave your essentially trapped in a downward spiral .