Should i stick to google sheets for my finances?


Beta member
Now to preface I'm in no way great with google sheets but i have been using it for years to keep basic bookkeeping and management of my finances. Although I could keep doing this would it honestly be easier to use a finance app or accountant? I wouldn't know where to start and I see no point wasting money to try and manage my money. What would people suggest I do? If you think id be best with an app though, what one is even best for my situation?


In Runtime
If you want your finances to be visible to anyone and accessible to anyone who wants to see them, be sure to put them somewhere on the public Internet.
I wouldn't do that.
And of course, I would never use Google's public services for that. But if you really have so much money that you should use an accountant, you will definitely find money to pay for secure accounting.
It is worth remembering that nothing that happens over the Internet is completely secret and secure. Everything is exactly as secret as the human mind can understand. But in real life, most people don't understand it and thought that everything is as everywhere told - very secret.


Baseband Member
I still use Google Sheets for anything financially related. It is a god-send. Automating conditions and formulas are so easy and it is 100% customizable depending on how you want to do it. When I was starting my own social media agency (from scratch using several guides), I had to create an elaborate accounting system for all the investments, income, and expenditures. Took me a month to get everything settled.

tl;dr–yes, Google sheets is amazing.
Screenshot 2022-06-22 at 13.08.29.png


Solid State Member
United States
It depends on your operational security, your understanding of the sharing model, and your understanding of the terms of service.

If you sign onto your Google account with 2-factor authentication, and you understand what you’re doing when you share a doc with others, it’s extremely safe.

By “extremely safe,” I mean that I am, myself, considerably more concerned about the possibility that someone could break into my house and steal my desktop computer than I am that anyone would be able to get access to information I keep on Google without my consent.

If you don’t use two-factor authentication, someone phishing you for your password can get access to your account. If you have 2FA setup, someone needs access to both your password and your phone to get into your account. (You lock your phone, right?) So do that. Do that right now if you haven’t. (Sign in - Google Accounts).

Print out the backup codes too, so that you can get into your account if you ever lose your phone.

If you accidentally share a document with the whole internet and then post the link to it somewhere that other people can find it, everyone will be able to read it. So don’t do that, or if you do, make sure it’s really what you want to do.

The other major risk associated with using a Google account is doing something that would cause you to lose access to the account. Forgetting your username, for instance. Or using your Google account to do something that violates the terms of service, like spamming people or distributing pirated movies. (Anyone using a Google account should read the Google Terms of Service.)

It can be very difficult and time-consuming to recover access to your docs if you lose access to your account. Take this risk seriously. Keep a copy of your access credentials somewhere safe. Print out the backup codes and keep them safe. Don’t violate the terms of service.

That’s where all the risks are, and that’s what I worry about. I don’t worry about someone breaking into Google and stealing my data. Not in the least.
Top Bottom