That is what I am telling myself too. It's not the 3 months. It's all the other things like my car insurance will go up.
Next episode on MYTHBUSTERS :-
Friend of mine told me this one trick. If I over pay the fine, even by $1, the RTA needs to issue me a refund. So they will normally issue me a cheque. Provided that I never bank this cheque in, the case will be left open, and they are unable to remove the points. Therefore I still have my license.
I have over paid $2 on my fine today, so I am going to see how that goes. I got a feeling that it might not work. However until they remove the points from my license, I can still legally drive.