Hi there!
In my build, I have the attached config, and I have a very similar cooler with the same fan direction. Crossed fans means they are not there and the badly drawn one below is a fan to pull from the floor, the coolest area in the room, I believe. Unless your computer is on top of a furnace (that's heater in British English, I think) or something. Take the underlying meaning
Fan1 exhausts the heat the heatsink's fan pushes towards it.
Fan2 I don't have but it could interfere with Fan1 if it pushes to the inside. If it exhausts, it could help Fan1 but I think it's a little close to the heatsink's fan and could interfere with it in either air direction.
This is an exhaust fan.. I personally see it as beneficial! You can feel heat coming out from both exhaust 1 and 2 so seems good to me.
Fan3 gives cool air to both the heatsink's fan and the RAM.
This is perhaps where I should make the change. It's currently exhausting air, so should perhaps have it intake! Also complements your comment about fan 4 below.
Fan4 I don't have, but if you want it, make it a pusher along with Fan3. It will make Fan3's air go harder to the cooler and the RAM.
Fan5 for me is where the storage is. Since I have SSD's for gaming, it's in the right place. I will talk about storage later. It's good anyway so I like it there.
Fan6 looks unnecessary unless you have storage there. Some SSD's get hot and throttle, so cooling them is a good idea. HDD's get hot too but usually it's not a problem.
Yes the storage is underneath there.
Fan7 you don't have, but I have to bring cool air as I mentioned before. This fan gets cool air to the GPU too.
I can't tell from the pics, but are you using M.2 storage? Seems to me the typical place to have it is empty. Some M.2 storage heats up and throttles. It's a good idea to ventilate it specially if it comes with a heatsink. Maybe your mobo has a heatsink provided for it.
Yes the M.2 is currently empty.
I'm not overcloking now, but the CPU does boost to 4.8GHz for all cores and temps are min. 26C in the heat I live in. It was a rare occurrence, but I did see it once. Typically it's 29-30C. I don't remember the max since it's been a while for monitoring my system. My CPU is i5 10660K.
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