It is a '99, bought it '04. It had 99K miles on it (all highway... was used as a rec vehicle, fully customized).
As for insurance, it all depends on how the car is classified. Around here there is a "black list" of cars that many companies will not insure. Mustangs, Eclipses, Miatas, basically any sports car or muscle car is on the list. The companies that will insure them get a hefty premium for it, but will lower it after a couple of years.