It's a long story. Basically in 2017 I got a really good job, bought a house, and I got laid off January 2019. I couldn't find a comparable job in that salary range so I had to stop paying my mortgage which was high (story for another day, I got screwed basically by my ex, ex roomie, and lender). My old boss called me back in at a much lower salary so I decided to eat the foreclosure on my credit and move on. A month later got into a short sale deal and managed to live in the house another year for free. Somebody bought the place so we had to find a rental. Due to real estate market being ridiculous in DFW right now all rentals in the size house that I had were sky high so we had to settle on something with smaller square footage. We also couldn't be picky because of our combined salary and credit (the house tanked my credit).
I used to host 3 game servers, an FTP server, a cloud box, an email server for a company, and a VDI setup which was a virtual cluster on my "big" server. I stopped hosting all of it because the hassle wasn't worth the ROI.