Do I Need Sound Card for My Desktop?

You're kind of asking 2 separate questions.

That motherboard has audio outputs, so no you don't need a soundcard.

As for monitor speakers vs regular speakers....up to you.
 
Appreciate the response guys. This is good news to me.

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Not even that anymore really. If you have optical out on your board you're golden because an audiophile will be using a receiver or external DAC anyways.
 
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