Thanks for all the ideas. I suppose I'll try Quickbooks, as 'mikesgroovin' recommended since I would rather not use a spreedsheet. If Quickbooks doesn't work, I might have to get someone to write a program (thanks 'didi'). This if for a man who is in his late 70's and just needs a program as simple as possible so that he can calculate interest and print statments. If you have any ideas, please help me out. Thanks, Sabastian.