I would love to reformat but if my XP CD won't even boot then I can't.
As for having ME I have some software and Hardware that just won't work with XP so I still use ME.
I just tried another copy of XP that I have and still the same. The CD will go as far as to say it is "checking 114468MB on disk" and then it crashes
So I have come to the conclusion that it is a hardware problem some where in the system.
I don't think it is my Hard drives because I have swapped those around with no luck. I will have to do some more checking.