i buy from Fry's ALL the time. got my 17" monitor from them for 129, vid card for 99, ups for 50, fans and heatsink, neon lights, my blank cd's ($12 for a hundred!!). Yes their return policy is good, but you only get a full cash refund back if its returned within 15 days otherwise its store credit. They do have a lot of refurbished and marked down returned items. I always stay away from the returned stuff and keep an eye on whats being returned in the return line when i go in so i don't buy the same mistake.
The crappy thing the other day was there was such a long line to check out that i waited an hour and a 1/2 before my friend pulled me out of line cuz he got us a register but only cuz he has a friend who works there.
Yeah...I have spent way too much at fry's in the last 60 days....its a store that you can spend not only a lot of money in but time as well. I don't think i've ever spent less than an hour browsing and less than $50 afterward....sort of an addiction.