First you apply for the card you want. Upload your invoice to them. Give them credit card info. Once they have a card ready for you and verify your billing they will send you an RMA number. This is the point taht you send your card to them. It takes 2-3 days to get to them depending on shipping method and location. Then another 1-2 days turn around for them to ship the card back to you. Then however long that shipping to them takes. It takes on average about 7 business days turn around depending on shipping methods.