okay so I fixed the optical problem that no one responded to...
but now I've got another one!
I plugged in the front audio ports into the X-Fi card, and it works!
Now I don't get sound from my speakers when I don't have my headphones plugged into my front audio ports
Speaker off - Headphones plugged in = Sound from headphones (check )
Speakers on - Headphones plugged in = Sound from Headphones and Speakers (check )
Speaker on - Headphones NOT plugged in = NO sound from Speakers (?????)
and Yes, I had my speakers ON
any input is welcome