Please, Sora, UT-44, and h0mer; get avatars. Its hard to tell your posts apart, lol.
UT-44; This isn't the late 1990s anymore. You don't burn computer parts easily nowadays. In overclocking, you would actually have to try and very hard to burn/destroy something during normal overclocking.
Keep in mind that by not overclocking (for no good reason, I might add), you're doing something that is akin to buying a processor that runs at 3.2Ghz or above, and choosing to slow it down to 2.13Ghz. A lot of wasted power there, no?