ok, round 2. i decided to go with an Intel i5 - 6500 processor. so that means an 1151 socket. my main reasoning was 1) i would not have to overclock, 2) updated graphics (since i do not plan to install a separate video card at least at this time, 3) usb 3.1 capability out of the box, and 4) more time before the processor is completely outdated. so now i have to decide on chipset. i am really not sure what that even means for certain, but it looks to me like it boils down to features of the board. i do not see a reason to buy a z170. so either a H110 series, H170, or a B150. looking at all of the specs, this looks like a lot more involved that i originally thought. i guess the first question is some of the boards say specifically that they support the 6th gen intel processors. is that a big deal, or will they all do the same job? // next is about memory. all the boards support ddr4 2133mhz memory. is there any point in buying memory that is faster than the board supports? meaning if i get 3300 memory, is the board going to limit it to 2133mhz? and, how important will that really be anyway? i will be doing light gaming at best. but i surf a LOT. also, many of the boards talk about ddr4 BOOST. is that just hype, or is it worthwhile? i have a back injury which makes a good chair very important in my life. and i hate being totally bored. the other part of this equation is i am nearly 60, which includes nearly 60 year old eyes. and for you "young whipper snappers" old eyes do not focus fast like your do. /// next on my list of questions, is the pci slots. should ALL of them be rated at 3.0, or is that only important for the pci express 16 slot? /// and last for now, is about the graphics. some of these boards offer all sorts of things in addition to the graphics that are made into the cpu. is that important? or will the cpu graphics over ride anything the board has to offer anyway.