I hate myself so much :(

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Oh ya, i'm a master of credit manipulation. I havent paid a single cent in interest in over 10 years :) The only time i have a credit card with any balance on it, it has 0% interest and is just being paid down before the drop dead date.

Ehhh to h311 with interest lol, I don't buy if I can't afford it. On the other hand though I m going to have to get a credit card soon. So yeah I'll be expecting some bs over that. But I'll aim to stay out of their interest game, it can be time consuming, and a pain the ....... well you know. Anyways hope I can find a halaal bank or something. Cause dealing with interest always leads to some one getting screwed.
 
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