To me poor is not oh noooooooes my internet bill is going to be late, poor is sleeping under the stars, showering when it rains, and the only heat and cooking fuel you have is the wood you can find. I don't think people who say they are poor have any concept of what the experience is. If you have electricity and a bank account and car and all this, you are doing better than most other homo sapiens on earth.
Being grateful is a thing people like to use that doesn't cost anything. What's on the menu for being poor to me is rice or nothing.
The only time I was ever in debt was a medical thing but it is a financial ruiner. If you are cash poor, at least if your credit was good, it helps with housing. It's a crazy thing that we have all this space and land in USA, yet the people can't afford to live and own any of it. Yet the feds can buy and take through eminent domain more and more land for national parks and whatever else military base, and we can lose our homes while fannie may and freddie mac got people kicked out of their house.
IDK man, it's looking like a future where a select few own everything and we go to work on our apple car, or google car, or microsoft car heaven forbid, and pay for it subscription on the phone. Car is networked cammed and tracked, even the smart house monitors the sewage output for illegal drug use and drug tests you live via 5g telemetry.
Lol my ufo is powered by aldous huxley and george orwell spinning in their graves all the time.
You seem very skilled and capable earner, I bet there's a story there, don't tell me if it's bad and I will stop just curious:
1: medical thing like mine most common
2: divorce
3: someone died with no life insurance
4: bought stuff you thought could afford but now cant
5: fraud / id theft
6: trusted fam in some scenario cosign or something with your credit and got hosed
I have been through a lot of it not bankruptcy but I have read about it and thought about it, there are pros and cons.
It seems bad now but man there is more money out there, you need to just find a better work. So do I. There is so much actual us paper money in circulation they shred pounds of the old money every day that's not up to whatever the test is that says its ok.
Unshredded it represents 8 figures per day.
The sea has minerals in it, gems, oil, but you need a good idea or service or product to be your own boss. I have never been good enough at it to live on my business and not had day job or something else more reliable too.
Day trading seems cool but its gambling, you can lose everything.
Holographic imaging tech is a thing now for surgery, they did a surgery with it. Things are being invented, I always wanted to invent something or make a cool movie.