Booo you have half the time In oblivion as I do and your almost caught up to me lol.. I had that much stuff by the time I beat all the questlines that I completely filled up Rosenthorn hall in Skingrad lol.
The coins? Its deffently not for tracking people lol, if its even ture. That dont make any cents. ( haha I made a pun ) Because it will be spent pretty quickly in vending machines / parking meters / pay phones all that stuff.
30 million coins...and thats just an estimate.. one for each person in canada...lol... strange...
(actual population is 33,098,932)