Credit card frauds and the such
i apologize ahead of time if this seems a little out of order but i need to vent off something that happenned regarding a credit card company:
Around June, I was sent a pre-approved credit card from Aspire Visa which required activation by sending in a check for $20.00US along with a perforated slip sent by them. It also required activation through a phone call. I didn't do either because I don't use credit cards and in August 2nd, 2004 I received a statement of $185.50 which includes charges for Account Maintenance, Account Opening Finance Charges and Annual Fee. I called 1-866-816-6993 to try and resolve this issue and after going through endless automatic answering services, I was able to talk to a representative. She started a verification process in which she asked me for a maiden name. I never filled out any applications to where I gave my maiden name and I never do so I refused to give a maiden name and tried to ask her to explain those charges on the statement. She refused to do that and continued to ask for my maiden name. I asked her to speak to her boss and she refused that for the same reason. I asked for the name of her boss or another phone number and shhe still refused. I asked for her name and she told me it was Shannon Willans. Then I hung up and tried calling back to speak to someone and verify if there's a Shannon Willans there but I couldn't get through. I researched online to find alternative ways of contacting them and there's nothing but a P.O. Box address which leaves me with little hopee of getting ahold of them. This might ruin my credit and I can't seem to be able to get it resolved.
arrggh......
i apologize ahead of time if this seems a little out of order but i need to vent off something that happenned regarding a credit card company:
Around June, I was sent a pre-approved credit card from Aspire Visa which required activation by sending in a check for $20.00US along with a perforated slip sent by them. It also required activation through a phone call. I didn't do either because I don't use credit cards and in August 2nd, 2004 I received a statement of $185.50 which includes charges for Account Maintenance, Account Opening Finance Charges and Annual Fee. I called 1-866-816-6993 to try and resolve this issue and after going through endless automatic answering services, I was able to talk to a representative. She started a verification process in which she asked me for a maiden name. I never filled out any applications to where I gave my maiden name and I never do so I refused to give a maiden name and tried to ask her to explain those charges on the statement. She refused to do that and continued to ask for my maiden name. I asked her to speak to her boss and she refused that for the same reason. I asked for the name of her boss or another phone number and shhe still refused. I asked for her name and she told me it was Shannon Willans. Then I hung up and tried calling back to speak to someone and verify if there's a Shannon Willans there but I couldn't get through. I researched online to find alternative ways of contacting them and there's nothing but a P.O. Box address which leaves me with little hopee of getting ahold of them. This might ruin my credit and I can't seem to be able to get it resolved.
arrggh......