Its not the money I think, its the fact that you must play for a month staight to get to level 20.... Assuming you lead a normal life, and don't live in your parent basement, jobless. Then you have all your looser friends who sit home all day who call you on the phone when you get home from work and tell you all about how they made it to level 40, and that you need to be on more cause your getting way behind lol. After that, you finally get a few days off from work, and you want to play, of course by that time all your friends are level 60. So you call them up, and your like come on guys lets play. They say "No, were bored of that game, were going to get something else..." Its a devil of a game. Of-Course you could be a moron like me and still be playing Ultima Online. At least im not playing on the servers where you have to pay.