I actually found it to be unstable at around the 25th pass of maximum stress, so I had to increase the IMC to 1.22. Once I did that, it passed 50 runs of intel burn test under maximum stress. Temps hit 73-74*C. My goal was to be able to pass 50 runs...
At this point, I am 100% done and 100% stable
CPU: 3.8 GHz
RAM: 1600 MHz
Maybe they just revised the newer batch of i5 CPUs so they're not as clockable, although I am only at 1.26250....
I know MindOverMaster got his to 4.0 GHz quite easily with the same motherboard. I guess he could have a better cooler.
Edit: I was able to run 4 GHz with higher voltages, but my temps reach 78-80*C. I want them to be right around 70*C and no more than 75*C, so I am limited by my Cooler.
Thanks for all the help guys!!