Don't feel itimidated building a PC, start researching parts around the web, and reading these forums and asking questions.
When the time comes when you have money to dish out on one, we will be more than happy to guide you along. I gurantee you if you have a question, at least one person on this forum will have a legitimate answer for you.
Intel C2D E6320 / AMD Athlon X2 3800+
Gigabyte 965P DS3 / DFI nF4 Ultra-D
2GB OCZ Gold PC2-6400 / 2GB OCZ Gold PC4000
eVGA 8800GTS 320MB / eVGA 6800GS 256MB
150GB Raptor / 74GB Raptor
2x500GB / 320GB
OCZ GameXStreme 850w / OCZ StealthXStream 600w