Great, thanks guys, you saved me a lot of worry. I took the side panel off of my case and put lots of cooling on it for now (until I get my 120mm side fan fixed) and I made sure that my room is extra cool. After a bit, I removed my cooling units, with a cool room just to see. FANTASTIC. With my room much cooler, my CPU temps dropped to about 35c idle and 45c full load.
I can't believe I didn't think of room temp. I guess I just figured that the fans were supposed to do such a good job, that it slipped my mind completely. I guess either that, or I just didn't think it would matter THAT much. I feel dumb... oh well, it happens to the best of us.
AMD Athlon 64 3000+ socket 939 @ 2.3 GHz
MSI K8N Neo2 Platinum motherboard
EVGA GeForce 6800 GT
2 GB DDR 400 (PC 3200) (2 x 1 GB sticks) (Dual Channel)
DVD player and seperate DVD RW drive
80 GB Western Digital Hard Drive
500 watt power supply
Sound Blaster Audigy
Logitech 5.1 surround sound speakers
SAMSUNG SyncMaster 710T LCD monitor
Aspire X Navigator Case