sorry, didn't read the whole thread, but here's my two cents...
The active cooler is what you're really supposed to get, as there's a lot of controversy if the panels by themselves even work. The ones from thermaltake with the fan is what you should be looking at. It's kinda like sticking a metal panel (hdd cooler) on a hard drive without a fan.. you really think it's going to help disperse the heat?
*edit*
Yea i have the tt active ram coolers and i dunno if it's helping me to overclock, but i'm using corsair ram (3-4-4-9) i think are it's stock timings, it's running at 2-3-3-3 currently